HOME EQUITY LOANS

Rates will vary based on individual qualifications and market conditions.
*If your CLTV is more than 80%, you will need to pay for an appraisal.

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NEW AND USED AUTO LOANS - Up to 100% can be financed.  Loan terms

VISA CREDIT CARD - No annual fee, low rate, and accepted everywhere.

SIGNATURE LOANS - The only security we need is your signature.  You can use the money for vacation, taxes, etc.

BOAT LOANS - Easy terms for riding those waves.

RECREATIONAL VEHICLE LOANS - Whether you need a tent trailer or a 40 foot motor home, our rates and terms are great.  Loan terms up to 15 years.

SHARE AND CERTIFICATE SECURED - You can use your share account or your share term accounts as collateral for a loan.  Interest rate and payments on the loan are low and you continue to earn interest on the money in your accounts. 

HOME EQUITY LINE OF CREDIT - $10,000 to $100,000. The interest on this loan may be tax deductible.  The line of credit will allow you to get cash whenever they need it.  You pay interest only on what you have borrowed and, in certain circumstances, the interest is tax deductible.  Once the account is established, you can access the cash by stopping in at the credit union, or by using our Home Equity LOC checks.

**SIMPLE TIPS TO HELP YOU AVOID REMODELING PITFALLS** (Click here)

MORTGAGE LOANS -  Organized Labor Credit Union has a wide variety of mortgage programs to choose from. Whether you are a first-time home buyer, or a homeowner looking to refinance your current mortgage or move up to a bigger house, Organized Labor Credit Union has a low-rate home loan to fit your needs and budget.