Consumer Loan
Rate Schedule
Rates effective
03/12/2012
(Subject to change without prior notice)
*Actual
Rate May Vary with Individual's Credit History
|
AUTOS* |
NEW |
USED** |
|
36
Months
Up to $5,000 |
3.00% APR |
4.00% APR |
|
48
Months
$5,001-$10,000 |
3.50% APR |
4.25%
APR |
|
60
Months
$10,001-$18,000 |
3.50% APR |
4.25%
APR |
|
72
Months
Over $18,000 |
4.00% APR |
5.00%
APR |
|
84
Months
Over
$26,000 |
4.25% APR |
5.00%
APR |
|
FIRST TIME
BUYER |
4.00% APR |
5.50%
APR |
** Used cars - High Kelley Blue Book is
Maximum Loan
|
NEW RECREATIONAL VEHICLES /
BOATS*
- 20% down |
APR |
|
48
Months |
7.00 % |
|
60
Months |
7.00 % |
|
72
Months |
7.25 % |
|
84
Months |
7.25 % |
|
96
Months |
7.25 % |
|
97
- 120 Months |
7.50 % |
|
144 Months |
8.75 % |
|
180 Months |
8.75 % |
|
USED
RECREATIONAL VEHICLES
/
BOATS*
- 20% down,
Low KBB |
APR |
|
36
Months |
7.25 % |
|
48
Months |
7.50 % |
|
60
Months |
7.75 % |
|
72
Months |
8.00 % |
|
84
Months |
8.25 % |
|
OTHER COLLATERAL: Motorcycles, Snowmobiles,
Jet Skis* |
APR |
|
36
Months |
13.00% - 14.00% |
|
SIGNATURE LOANS* |
MINIMUM AMOUNT |
APR |
|
12
Months |
$500.00 |
11.00 % |
|
24
Months |
$2,000.00 |
12.00 % |
|
36
Months |
$3,500.00 |
12.50 % |
|
48
Months |
$4,500.00 |
13.00 % |
VISA CREDIT CARD
8.50% Annual Rate
to 18.50% Annual Rate
No Annual Fee
25 day grace
period
CHECKING OVERDRAFT LINE-OF-CREDIT
18.0% Annual
Percentage Rate
$25.00 Minimum
monthly payment
|