This Rate Schedule states rates applicable to specified accounts and fees common to all accounts.  This schedule is incorporated as a part of your account agreement with Organized Labor Credit Union.

For purposes of this disclosure, the dividend rate and annual percentage yield stated for the term share accounts were offered within the most recent seven calendar days and were accurate as of January 20, 2016  Please call (209) 527-8731 to obtain current rate information.   


Account Name

Rate Type Minimum Opening Balance Minimum To Earn Dividend Dividend Rate Annual Percentage Yield Dividend Declaration Date 

Regular Shares

Less than $200

Variable $50 $50 .01% .01% 1/20/2016

Regular Shares

$200.01 to $1,000

Variable $50 $50 .01% .01% 1/20/2016

Regular Shares

$1000.01 to $20,000

Variable $50 $50 .03% .03% 1/20/2016

Regular Shares

Over $20,000

Variable $50 $50 .05% .05% 1/20/2016

Club Accounts

Variable $1 $1 .05% .05% 1/20/2016

IRA Share

Variable $1 $1 .10% .10% 1/20/2016

Share Draft

Variable $100 $500 .03% .03% 1/20/2016

3 mo. Share Cert - Not Available

Fixed $1,000 $1,000 .06% .06% 03/26/2013

6 mo. Share Cert - Not Available

Fixed $1,000 $1,000 .08% .08% 03/26/2013

12 mo Share Cert - Not Available

Fixed $1,000 $1,000 .10% .10% 03/26/2013

18 mo Share Cert - Not Available

Fixed $1,000 $1,000 .15% .15% 03/26/2013

24 mo Share Cert - Not Available

Fixed $1,000 $1,000 .20% .20% 03/26/2013

IRA 12 mo Cert - Not Available

Fixed $10,000 $10,000 .10% .10% 03/26/2013

IRA 24 mo Cert - Not Available

Fixed $10,000 $10,000 .25% .25% 03/26/2013

 Members' accounts are insured by the National Credit Union Administration up to $250,000