This Rate Schedule states rates applicable to specified accounts and fees common to all accounts. This schedule is incorporated as a part of your account agreement with Organized Labor Credit Union.
For purposes of this disclosure, the dividend rate and annual percentage yield stated for the term share accounts were offered within the most recent seven calendar days and were accurate as of September 21, 2011 Please call (209) 527-8731 to obtain current rate information.
Account Name | Rate Type | Minimum Opening Balance | Minimum To Earn Dividend | Dividend Rate | Annual Percentage Yield | Dividend Declaration Date |
Regular Shares Less than $200 | Variable | $50 | $50 | .01% | .01% | 09/21/2011 |
Regular Shares $200.01 to $1,000 | Variable | $50 | $50 | .05% | .05% | 09/21/2011 |
Regular Shares $1000.01 to $20,000 | Variable | $50 | $50 | .10% | .10% | 09/21/2011 |
Regular Shares Over $20,000 | Variable | $50 | $50 | .20% | .20% | 09/21/2011 |
Club Accounts | Variable | $1 | $1 | .15% | .15% | 09/21/2011 |
IRA Share | Variable | $1 | $1 | .35% | .35% | 09/21/2011 |
Share Draft | Variable | $100 | $500 | .05% | .05% | 09/21/2011 |
3 mo. Share Cert | Fixed | $1,000 | $1,000 | .15% | .15% | 09/21/2011 |
6 mo. Share Cert | Fixed | $1,000 | $1,000 | .15% | .15% | 09/21/2011 |
12 mo Share Cert | Fixed | $1,000 | $1,000 | .35% | .35% | 09/21/2011 |
18 mo Share Cert | Fixed | $1,000 | $1,000 | .45% | .45% | 09/21/2011 |
24 mo Share Cert | Fixed | $1,000 | $1,000 | .65% | .65% | 09/21/2011 |
| 36 mo Special Cert | Fixed | 20,000.00 | 20,000.00 | 1.10% | 1.11% | 09/21/2011 |
IRA 12 mo Cert | Fixed | $10,000 | $10,000 | .45% | .45% | 09/21/2011 |
IRA 24 mo Cert | Fixed | $10,000 | $10,000 | .75% | .75% | 02/04/2011 |
Members' accounts are insured by the National Credit Union Administration up to $250,000.